Who We Are?

Real Business Debt Relief—From People Who’ve Been There

Express Capital Relief provides practical, customized debt relief solutions for small and medium-sized businesses struggling with overwhelming debt. Whether you're buried under merchant cash advance payments or facing legal threats from creditors, we help you restructure, negotiate, and rebuild—with no cookie-cutter plans, just real results.

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Advice you can count on

When you book a call with Express Capital Relief, you get access to the best insurance advisors in town.

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No Salespeople

No pushy salesmen, just exceptional advisors.

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No Spam Ever

Finto Hotline offers a spam-free guarantee.

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30 Min Consultation

30 minutes of undivided attention guaranteed.

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It’s Free

Free consultations, zero pressure to continue with Express Capital Relief.

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Our Main Services

Get the Coverage you Need.

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Merchant Cash Advance (MCA) Relief

Daily or weekly payments draining your cash flow? We renegotiate your MCA terms to significantly reduce payment frequency and amounts—so you can breathe again.

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Business Debt Restructuring

If your business debt is overwhelming, overdue, or impossible to manage, we create a custom plan to restructure what you owe, negotiate with creditors, and protect your business operations.

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Debt Settlement

We work with your creditors to settle outstanding debts for less than what you owe—without damaging your business's operational integrity.

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Legal Defense & Creditor Protection

If you’re facing lawsuits, default notices, or aggressive collections, our legal partners can provide structured, professional defense and resolution strategies.

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What Sets Us Apart

What Sets Us Apart

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We’ve lived through the debt cycle and know exactly how to get out of it.

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Tailored Solutions

No two businesses are the same, and neither are our strategies.

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Advanced Financial Planning Software

We use state-of-the-art software to create a structured repayment plan that not only demonstrates to creditors how you’ll pay them back but also gives you a clear roadmap for rebuilding your business. This positions you to eventually qualify for traditional financing—if and when you need it.

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Client-First Approach

We fight for what’s best for you, not the lenders.

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Confidential & Judgment-Free

We get it. You’re not alone—and we don’t just understand; we relate.

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Get the Coverage you Need.

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Debt Settled

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Professional Team

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Satisfied Clients

Our Client Feedback

Highly rated 4.9 out of 5 by 1200+ entrepreneurs just like Express Capital Relief

Join the ranks of over 1200+ businesses who have entrusted us with their debt related issues and our exceptional service firsthand.

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Barbara Milligan

4 months ago

"The entire team was so helpful and got the job done fast! "

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Adrian Erhan

7 months ago

"Best team ever. They are going to help you with anything you need to know. I really recommend this company . "

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monty abbott

11 months ago

"Super Easy to work with. They keep you informed and are saving us serious money"

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Tom Barragy

a year ago

"Mike and staff has made a tough situation very easy to navigate. "

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Top-Notch Reviews From Our Top-Notch Clients

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4.6 - 10,000+ Reviews
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4.7 - 41,000+ Reviews
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New to Express Capital Relief?

Our Express Capital Relief team is happy to help you with all things insurance.

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Faq

Have a Question? Look Here

We specialize in business-related debt, including merchant cash advances (MCAs), business loans, equipment financing, vendor debt, and other unsecured business obligations. If it’s weighing down your cash flow, we can likely help.

Yes. Many of our clients come to us after defaulting or falling behind. We can work to pause collections, negotiate settlements, and protect your business from further legal action.

Yes. We handle all creditor communication on your behalf—from lenders to MCA providers—so you can focus on running your business, not dodging phone calls.

Our goal is to minimize long-term credit damage while resolving your debt. Every case is unique, but settling or restructuring your obligations is often better than continuing missed payments or facing lawsuits.

Most clients begin seeing progress—such as reduced payments or paused collections—within 1 to 3 weeks. The full process timeline depends on your debt profile and the strategy we use.

Yes. If you’re facing lawsuits or aggressive legal tactics from creditors, we can connect you with experienced legal partners to defend and negotiate on your behalf.

We’ve been in your shoes. Our team includes professionals who’ve personally dealt with business debt and built a firm rooted in practical, results-driven relief—not theory. We also use advanced software that creates creditor-facing plans while giving you a roadmap to recovery and future financing.

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